Approve, then pay - on your terms.
Stop cutting checks and keying in bills. Email bills straight into AP, let AI capture and code them, route multi-step approvals, and pay vendors and owners by card or ACH in a few clicks. Your team approves every release.
Cards & ACH · Multi-step approvals · Tokenized & secure
Northwind Supply Co.
Bill #4821 · Due Jun 12 · ACH
Crestline Maintenance
Bill #4822 · Due Jun 14 · Card
Beacon Owner Payout
Bill #4823 · Due Jun 15 · ACH
Everything for accounts payable
From first bill to approved payout, on cards and ACH, with AI assisting your team.
Email-in bill capture
Forward bills to your AP inbox or drag and drop them. AI reads each one and pre-fills the vendor, amount, and due date, no manual data entry.
Vendor bills & directory
Track every vendor bill in one place, backed by a directory with the details and history you need to pay confidently.
Expense tracking
Record and categorize expenses alongside bills, so spend stays organized and ready for the books.
AP approvals
Approval policies route each bill to the right people by amount and role, and approvers sign off from anywhere, desktop or phone, before money moves.
Payouts to vendors & owners
Once a disbursement is approved, pay vendors and owners by card or ACH from one platform and one ledger.
Vendor self-onboarding
Vendors add and update their own bank details through a secure, tokenized portal and see payment status, fewer "where's my payment?" calls.
AP aging
See what you owe and when, in summary and detail, so nothing slips past its due date.
AI for AP
Categorization, exception triage, and vendor matching speed up coding and catch issues - while your team approves every disbursement.
Accounting sync
Bills, coding, and payments stay in step with QuickBooks, NetSuite, Sage 50, Xero, and your other systems, so the books close themselves.
Purchase orders & matching
Issue POs and match bills two- or three-way against the PO and what actually arrived on the dock, before anyone approves a payment.
Payment scheduling & discounts
Schedule batch pay runs by due date and capture early-pay discounts like 2/10 Net 30 automatically, instead of paying everything the day it lands.
W-9s & 1099s
Collect W-9s while vendors onboard themselves, then generate 1099s at year end from the payments already in the ledger.
AI does the coding. People do the approving.
AI categorizes incoming bills, triages exceptions, matches the right vendors, and recommends how to code each one. A person reviews the exceptions and approves every release. AI never moves money on its own.
- Vendor matching catches duplicates and mistakes before they get paid.
- Categorization codes most bills automatically.
- Multi-step policies gate every release.
How a bill flows
Bill in
Emailed, uploaded, or synced
AI codes & flags
Categorize & triage
Human approves & pays
Release on card or ACH
AI assists and recommends. Every disbursement waits for a human.
Run AP with approvals built in
Capture bills by email, route approvals, and pay vendors and owners on cards and ACH, with AI coding. Stop cutting checks; tell us what you need and we'll quote a rate.